E-Finance Calculator

All Finance Calculators

Browse our complete directory of 262+ professional finance tools, organized by category for easy access.

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Banking & Savings

APY, compound interest, savings growth, CDs, money markets, effective rate and real return calculators. Compare accounts, project earnings and plan savings.

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Effective Interest Rate Calculator: Free EIR Calculator (2025)
CD Calculator 2025: Interest & APY Estimator
Compound Interest Calculator: Daily, Monthly, Yearly (2025)
Savings Withdrawal Calculator: Plan Retirement Income
APY Calculator: Calculate Annual Percentage Yield with Precision
Savings Bond Calculator: Value, Interest & Maturity
Free Savings Calculator: Project Interest & Growth
Savings Interest Calculator: APY, Balance, and Earnings
Money Market Calculator: APY, Compounding, and Growth
High Yield Savings Account Calculator: APY and Growth
Real Interest Rate Calculator: Inflation‑Adjusted Returns
Simple Interest Calculator: Formula & Examples (I=PRT)

Loans & Mortgages

Mortgage payment, amortization, payoff, refinance, PMI, LTV and loan schedule calculators. Estimate monthly costs, interest and compare terms to save.

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RV Loan Calculator 2025: Estimate Payments & Total Cost
Boat Loan Calculator: Marine Financing Payment
Auto Loan Payoff Calculator 2025: Early Payoff
Cash-Out Refinance Calculator: Equity & Payment Estimator
Auto Loan Calculator 2025: Payment & Total Cost
Closing Costs Calculator 2025: Itemized Fees & Cash to Close
Home Affordability Calculator 2025: How Much Can I Afford?
PMI Calculator 2025 – Estimate Private Mortgage Insurance Costs
VA Loan Calculator 2025: Estimate Payments & Funding Fee
Auto Loan Refinance Calculator: Savings Estimator (2025)
Loan Amortization Calculator 2025: Free Schedule
Loan Payoff Calculator: Pay Off Debt Faster
LTV Calculator: Calculate Loan-to-Value Ratio & PMI Requirements
Mortgage Interest Calculator: Amortization & Payoff Schedule 205
Mortgage Payment Calculator: Free PITI Calculator (2025)
Motorcycle Loan Calculator 2025: Payment & Amortization
Student Loan Payoff Calculator 2025: Pay Debt Faster
Bridge Loan Calculator 2025: Interest & Total Cost Estimator
Commercial Mortgage Calculator 2025: Payments & Limits
FHA Loan Calculator: Payments & MIP (2025)
First Time Home Buyer Calculator: Affordability 2025
HELOC Calculator: Payment Shock & Interest Estimator (2025)
Home Equity Loan Calculator 2025 – Payment & Interest
Loan Calculator 2025
Loan Interest Calculator: Estimate Monthly Costs and Rates
Mortgage Payoff Calculator 2025: Extra Payments & Savings
Mortgage Refinance Calculator: Break-Even & Savings Analysis
Personal Loan Calculator 2025
Student Loan Calculator: Payment, Interest & Payoff Estimator
Construction Loan Calculator 2025: Interest & Draws
Mortgage Amortization Calculator 2025 – Schedule & Payoff
Mortgage Recast Calculator: Estimate Monthly Costs and Rates
USDA Loan Calculator: Estimate Monthly Payments & Guarantee Fees
Loan Rate Calculator: Estimate Monthly Costs and Rates (2025)
Save Plan Calculator: Estimate Monthly Costs and Rates

Investment & Retirement

ROI, IRR, SIP, retirement savings, withdrawal planning, asset growth and risk calculators. Analyze returns, compound growth and plan long‑term investing.

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401k Withdrawal Calculator: Taxes & Penalties (2025)
Immediate Annuity Calculator: Lifetime Income 2025
Annuity Calculator: Present & Future Value Tool
Index Fund Calculator 2025 | Growth & Fees Estimator
Investment Calculator: Free Investment Growth & ROI Calculator
Retirement Savings Calculator: 401(k) & IRA (2025)
Roth 401k Calculator: Tax-Free Growth & Match (2025)
Roth Conversion Calculator: Tax-Free Roth IRA Strategy | 2025
Traditional IRA Calculator 2025 | Deductions & Growth
Bond Price Calculator: Valuation & Pricing Tool
Dividend Calculator: Yield & Income Estimator (2025)
Present Value Calculator (PV)
RMD Calculator 2025: Required Minimum Distribution Calculator
Crypto Profit Calculator: Calculate Profit & ROI (2025)
Dividend Reinvestment Calculator: Model DRIP Compounding (2025)
ETF Calculator: Free Investment Growth & Return Projection Tool
Future Value Calculator 2025 | Calculate Investment Growth
Future Value of Annuity Calculator: 2025 Estimate
Mutual Fund Calculator: Estimate Returns & Fee Impact (2025)
Present Value of Annuity Calculator (2025) | Free & Accurate
Retirement Withdrawal Calculator: Plan Sustainable Income (2025)
401k Contribution Calculator 2025: Maximize Savings
401(k) Growth Calculator: Free Retirement Savings Projection Tool
401k Loan Calculator: Payments & Retirement Impact (2025)
401k Match Calculator: Calculate & Maximize Your Employer Match
Expense Ratio Calculator: See Fund Fees Impact on Returns (2025)
Inherited IRA RMD Calculator: 10-Year Rule & 2025 Guide
Options Profit Calculator: Visualize Profit, Loss & Breakeven
Rate of Return Calculator (2025)
Retirement Income Calculator: Plan Withdrawals (2025)
SCHD Dividend Calculator: Income & Yield Projector
Stock Profit Calculator: Profit, ROI & Break-Even (2025)
Time Value of Money Calculator: Solve PV, FV, PMT, Rate & N
401(k) Calculator 2025: Project Balance & Match
SIMPLE IRA Calculator 2025: contributions, limits, employer match
Stock Average Calculator 2025: Calculate Weighted Cost Basis
IRA Withdrawal Calculator 2025: plan withdrawals and taxes
Roth IRA Calculator 2025: plan Roth IRA contributions and growth
SEP IRA Calculator 2025: Maximize SEP IRA contribution limits
retirement calculator: plan savings, income, age — Free
Retirement Age Calculator 2025: Find Your Optimal Retirement Age

Credit & Debt Management

Credit card payoff, snowball/avalanche, interest costs and consolidation tools. Model payments and timelines, plan strategies, chart a path to become debt‑free.

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Debt Snowball Calculator (2025)
APR Calculator 2025: True Loan Cost & Effective Rate
Auto Loan APR Calculator: True Vehicle Financing
Credit Card APR Calculator: Interest, DPR, and Real Cost (2025)
Credit Card Payoff Calculator
Credit Score Calculator: Simulate FICO Score Changes (2025)
Debt Payoff Calculator (2025)
Debt to Income Ratio Calculator: Free Mortgage DTI Tool
Credit Card Interest Calculator: Daily & Monthly Charges (2025)
Credit Card Minimum Payment Calculator: Payoff Time (2025)
Credit Utilization Calculator: Real-Time Score Simulator (2025)
Debt Consolidation Calculator 2025: Compare Loans & Savings
Balance Transfer Calculator: 0% APR Savings & Fees
Credit Card Payment Calculator: Monthly Payment Estimates
Debt Avalanche Calculator: Interest Savings Strategy

Personal Finance Planning

Budgeting, net worth, emergency fund, savings goals and expense planning tools. Track spending, build reserves and plan financial milestones confidently.

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50/30/20 Budget Calculator | Free Financial Planning Tool
Budget Calculator: Free Monthly Planner (50/30/20 Rule)
Expense Calculator: Budget & Tracker (2025)
Financial Planning Calculator: Wealth & Retirement
Gross Income Calculator: Monthly & Annual Gross Pay
Inflation Calculator: Purchasing Power & Future Value
Inflation Rate Calculator | Real-Time CPI & Purchasing Power Tool
Net Worth Calculator: Free Personal Wealth & Asset Tracker | 2025
Cost of Living Calculator 2025: Compare Salaries & Power
Savings Goal Calculator 2025 | Plan Your Financial Targets
Tip Calculator | Free Tip Percentage & Bill Splitter (2025)
COLA Calculator 2025 | Cost of Living Adjustment Estimator
Income Calculator 2025 (Annual & Monthly) | Free Tax Est.
Net Income Calculator 2025 | Federal, State & 401(k) Estimates
Zero Based Budget Calculator
Emergency Fund Calculator 2025 | Ideal Savings Target
Millionaire Calculator | When Will I Become a Millionaire?
Pay Raise Calculator 2025: Calculate New Salary & Take-Home Pay

Real Estate & Property

Property value, cap rate, NOI, GRM, rent vs buy and real estate investment calculators. Evaluate cash flow, returns and compare property scenarios easily.

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DSCR Calculator: Free Debt Service Coverage Ratio Tool (2025)
Airbnb Calculator: Free Short-Term Rental Revenue & ROI Estimator
Cash on Cash Return Calculator: Real Estate ROI
Down Payment Calculator: Free Home Down Payment Calculator
Cap Rate Calculator 2025: Real Estate ROI Analysis
Home Value Calculator | Free Property Worth Estimator
NOI Calculator 2025: Net Operating Income for Real Estate
Rental Property Calculator: Free Cash Flow & ROI Analyzer (2025)
Property Tax Calculator 2025 | Estimate Annual Taxes & Exemptions
Real Estate Cash Flow Calculator (2025)
Gross Rent Multiplier Calculator: Screen Deals (2025)
Rent vs Buy Calculator | Compare Costs & Equity Growth (2025)
Calculator

Business Finance

Cash flow, break‑even, margin/markup, inventory, loan and small‑business finance tools. Forecast revenue, costs and profitability to guide decisions today.

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Business Cash Flow Calculator: Free Cash Flow Forecasting Tool
Debt to Equity Ratio Calculator: Business Leverage Analysis
Burn Rate Calculator 2025: Startup Runway & Health
Business Valuation Calculator: DCF & Multiples (2025)
Startup Cost Calculator 2025: Budget & Funding Estimator
Accounts Receivable Turnover Calculator: Free AR Efficiency Tool
Days Payable Outstanding Calculator (DPO)
Gross Margin Calculator: Formula, Percentage & Business Strategy
Startup Runway Calculator: Burn Rate & Cash Planning (2025)
Business Loan Calculator: Monthly Payments & Total Cost (2025)
Churn Rate Calculator 2025: Formula, Benchmarks & Projection
Equipment Loan Calculator: 2025 Financing Tool
Invoice Calculator: Free Total Amount Generator Tool (2025)
Break-Even Calculator: BEP Analysis for Business
Current Ratio Calculator: Liquidity Ratio, Formula, Quick Ratio
Customer Lifetime Value Calculator: CLV Formula for 2025
Revenue Per Employee Calculator: Efficiency Tool (2025)
COGS Calculator: Cost of Goods Sold & Gross Margin (2025)
Sales Commission Calculator: Flat, Tiered & Profit-Based
Line of Credit Calculator: Interest, Payments & Credit Cost
Customer Acquisition Cost (CAC) Calculator: Blended vs Paid
Net Profit Calculator: Net Income & Margin Analysis
Profit Margin Calculator: Gross & Net Margin Formula
Quick Ratio Calculator (Acid Test): Formula and Use
Accounts Payable Turnover Calculator: Ratio and Analysis
Contribution Margin Calculator: Ratio, Formula, and Analysis
Cost Calculator: Estimate Business Operating Costs
Inventory Turnover Calculator: Ratio, Formula, Efficiency
Invoice Financing Calculator: Factoring Costs & Rates
LTV to CAC Ratio Calculator: Startup Metric Analysis
Markup Calculator: Calculate Selling Price & Margin
Merchant Cash Advance Calculator: Factor Rate and APR
Payback Period Calculator: Formula & Analysis Tool
Pricing Calculator: Set Optimal Selling Prices and Margin
ROI Calculator: Return on Investment Formula & Tool
SBA Loan Calculator: Estimate 7(a) and 504 Payments
IRR Calculator: Internal Rate of Return (IRR) Analysis
NPV Calculator: Net Present Value Formula & Analysis
Revenue Calculator: Sales Revenue Formula and Examples
Gross Profit Calculator: Sales Revenue Minus COGS Tool
Sales Calculator: Forecast Revenue and Growth Accurately
Unit Economics Calculator: Analyze Profit Per Unit
Working Capital Calculator: Formula & Ratio Analysis
Working Capital Loan Calculator: Estimate Payments

Tax & Payroll

Income tax, paycheck, withholding, FICA, effective tax and self‑employment calculators. Estimate take‑home pay, taxes due and optimize withholding choices.

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Capital Gains Tax Calculator 2025: Tax Estimator
Arizona Paycheck Calculator: Calculate Your AZ Take-Home Pay
Business Tax Calculator 2025
Estimated Quarterly Tax Calculator: 1040-ES Tool (2025)
Effective Tax Rate Calculator: True Tax Burden (2025)
Alabama Paycheck Calculator 2025: State & Local Tax Estimator
Earned Income Credit Calculator: Check EITC Eligibility (2025)
ADP Paycheck Calculator (2025): Estimate Net Pay & Taxes
LLC Tax Calculator 2025 | Free Federal & State Tax Estimator
Ohio Tax Calculator 2025
Paycheck Calculator 2025: Hourly & Salary Take-Home Pay
Pennsylvania Paycheck Calculator 2025
Tax Refund Calculator 2025 | Free IRS Refund Estimator
AGI Calculator 2025 | Adjusted Gross Income Estimator
Bonus Tax Calculator 2025 | Calculate Flat 22% & FICA Withholding
Crypto Tax Calculator (2025) | Short- & Long‑Term Crypto Gains
FICA Tax Calculator 2025: Estimate Your Taxes
Income Tax Calculator 2025: Federal & State Estimator
Michigan Tax Calculator 2025 | Free MI Income Tax Estimator
New York Paycheck Calculator 2025 | Free NY & NYC Take-Home Pay
State Paycheck Calculator (2025) | Free Take-Home Pay Estimator
Washington Tax Calculator 2025 | Sales, WA Cares & Capital Gains
After Tax Income Calculator (2025) | Calculate Net Pay
Arizona Income Tax Calculator | 2025 Flat Tax Estimator
California Paycheck Calculator 2025: Net Pay & Taxes
California Tax Calculator 2025 | State Tax Estimator
Child Tax Credit Calculator 2025 | CTC & Refund Estimator
Colorado Paycheck Calculator 2025 | Accurate CO Net Pay
Florida Paycheck Calculator 2025 | FL Take-Home Pay
Georgia Tax Calculator 2025 | GA Income Tax Estimator
Gross Pay Calculator 2025 | Calculate Hourly & Salary Earnings
Gusto Paycheck Calculator | Free Take-Home Pay Estimator 2025
Hourly to Salary Calculator 2025 | Accurate Wage Conversion
Illinois Paycheck Calculator 2025 | Free IL Net Pay Estimator
Indiana Paycheck Calculator 2025 | Free Estimate
Itemized Deduction Calculator (2025) | Standard vs. Itemized
Kansas Paycheck Calculator 2025 | Free KS Pay Calculator
Louisiana Paycheck Calculator 2025 | Free LA Take-Home Pay
Marginal Tax Rate Calculator 2025 | Federal Tax Bracket Estimator
Maryland Paycheck Calculator 2025 | MD Take-Home Pay
Massachusetts Paycheck Calculator 2025 | MA Take-Home Pay
Massachusetts Tax Calculator 2025 | 5% Flat Tax + Surtax Estimate
Michigan Paycheck Calculator 2025 | Accurate MI Net Pay Estimator
Nevada Paycheck Calculator 2025 | Free NV Take-Home Estimate
New York Tax Calculator 2025 | NY State & NYC Tax Estimator
North Carolina Paycheck Calculator | NC Take-Home Pay (2025)
North Carolina Income Tax Calculator 2025 | NC Paycheck Estimator
Oklahoma Paycheck Calculator 2025 | Tax & Wage Estimator
PaycheckCity Calculator 2025 | Accurate Salary & Hourly Net Pay
Payroll Tax Calculator 2025 | Calculate FICA & Withholding
Salary to Hourly Calculator 2025 | True Wage Converter
Sales Tax Calculator 2025 | Calculate & Reverse Tax by State
Self-Employment Tax Calculator 2025 | 1099 Tax Estimator
Social Security Benefits Calculator 2025 | Estimate Your Payments
State Income Tax Calculator 2025 | Compare State Tax Rates
Tax Bracket Calculator 2025 | Federal Tax Rates & Estimator
Texas Paycheck Calculator 2025 (TX) | Free & Accurate
Texas Tax Calculator 2025 | No State Income Tax Guide
Virginia Tax Calculator 2025 | Estimate Your VA Refund
W-4 Withholding Calculator 2025 | Free Paycheck Estimator
Washington Paycheck Calculator 2025 | WA Take-Home Pay Estimator
Wisconsin Paycheck Calculator 2025 | WI Tax Rates & Sliding Scale
Arkansas Paycheck Calculator 2025 | AR Tax & Wage Estimator
Colorado Income Tax Calculator 2025 | 4.40% Flat Rate
Corporate Tax Calculator 2025: Federal & State Estimator
Florida Tax Calculator 2025: $0 State Tax Estimator
Idaho Paycheck Calculator 2025 | Free ID Take-Home Pay
Illinois Income Tax Calculator 2025 | FREE IL Tax Estimator
Minnesota Paycheck Calculator 2025 | MN Take-Home Pay (Updated)
Pennsylvania Tax Calculator 2025 | PA Income & Local EIT
Social Security Calculator 2025 | Estimate Future Benefits
Standard Deduction Calculator 2025 | Standard vs Itemized
Take Home Pay Calculator 2025 | Free Net Pay Estimator
Tax Credit Calculator 2025 | EITC & Child Credit
Tax Deduction Calculator 2025 | Standard vs Itemized Deduction
Tax Liability Calculator 2025 | Federal & State Estimator
Utah Paycheck Calculator 2025 | Free UT Take-Home Pay Estimator
Georgia Paycheck Calculator | Free GA Take-Home Pay
Iowa Paycheck Calculator 2025 | Free IA Pay Estimator
Ohio Paycheck Calculator 2025 | Free OH Take-Home Pay
Oregon Paycheck Calculator | Free OR Take-Home Pay
Overtime Calculator | Calculate Time and a Half Pay
Virginia Paycheck Calculator | Free VA Take-Home Pay
Calculator

Common Questions

Are these calculators free?

Yes, every calculator on our site is completely free to use for personal and professional use.

Do you store my financial data?

No. We prioritize privacy. All calculations happen in your browser, and no data is sent to our servers.

How accurate are the results?

Our calculators use standard financial formulas used by professionals. However, they are for educational purposes and should not replace professional advice.

Can I use these for my business?

Yes, our business calculators are designed to help with margins, break-even analysis, and more.

Why use our calculators?

We provide the most comprehensive, accurate, and private suite of financial tools available online. Whether you're planning a mortgage, calculating savings, or estimating taxes, we have a tool for you.

Learn more about our mission