Personal Finance Planning Calculators

18 professional finance calculators • 100% free to use

100% Private
CPA & CFP Verified
Trusted Daily
Instant Results

Budgeting, net worth, emergency fund, savings goals and expense planning tools. Track spending, build reserves and plan financial milestones confidently.

Most Popular Personal Finance Planning Calculators

Our most popular personal finance planning calculators used by thousands daily

All Personal Finance Planning Calculators

Complete collection of 18 personal finance planning tools

50/30/20 Budget Calculator | Free Financial Planning Tool

Calculate your personalized budget with our free 50/30/20 rule calculator. Instantly divide your inc...

Personal Finance Planning

Budget Calculator: Free Monthly Planner (50/30/20 Rule)

Master your money with our free budget calculator. Use the 50/30/20 rule or zero-based budgeting to ...

Personal Finance Planning

COLA Calculator 2025 | Cost of Living Adjustment Estimator

Free COLA calculator to compare cost of living between two cities. See salary adjustments needed to ...

Personal Finance Planning

Cost of Living Calculator 2025: Compare Salaries & Power

Comparing cities? Use our 2025 Cost of Living Calculator to see equivalent salaries, tax differences...

Personal Finance Planning

Emergency Fund Calculator 2025 | Ideal Savings Target

Calculate exactly how much you need in your emergency fund based on your expenses and risk tolerance...

Personal Finance Planning

Expense Calculator: Budget & Tracker (2025)

Free expense calculator to track monthly expenses, analyze spending, and optimize your budget. Inclu...

Personal Finance Planning

Financial Planning Calculator: Wealth & Retirement

Create a comprehensive financial plan. Analyze net worth, retirement readiness, debt payoff scenario...

Personal Finance Planning

Gross Income Calculator: Monthly & Annual Gross Pay

Calculate your true gross income for 2025. Convert hourly wages or salary to annual, monthly, and bi...

Personal Finance Planning

Income Calculator 2025 (Annual & Monthly) | Free Tax Est.

Calculate your true net income with our 2025 Income Calculator. Convert hourly to salary, estimate f...

Personal Finance Planning

Inflation Calculator: Purchasing Power & Future Value

Calculate how inflation erodes your purchasing power. Use accurate historical US CPI data (1913-2024...

Personal Finance Planning

Inflation Rate Calculator | Real-Time CPI & Purchasing Power Tool

Calculate accurate US inflation rates between any two years (1913-2025). See how your purchasing pow...

Personal Finance Planning

Millionaire Calculator | When Will I Become a Millionaire?

Find out exactly when you'll reach $1 million based on your current savings, monthly contributions, ...

Personal Finance Planning

Net Income Calculator 2025 | Federal, State & 401(k) Estimates

Calculate your true take-home pay for 2025. Our updated net income calculator factors in federal, st...

Personal Finance Planning

Net Worth Calculator: Free Personal Wealth & Asset Tracker | 2025

Free net worth calculator to track personal wealth. Calculate assets minus liabilities, visualize fi...

Personal Finance Planning

Pay Raise Calculator 2025: Calculate New Salary & Take-Home Pay

Calculate your new salary after a raise. Instantly convert percentage or fixed amount raises into ho...

Personal Finance Planning

Savings Goal Calculator 2025 | Plan Your Financial Targets

Calculate monthly savings needed to reach your financial goals in 2025. Includes compound interest m...

Personal Finance Planning

Tip Calculator | Free Tip Percentage & Bill Splitter (2025)

Calculate tips instantly with our free tip calculator. Determine percentages (15%, 20%), split bills...

Personal Finance Planning

Zero Based Budget Calculator

Take control of your money with our free Zero Based Budget Calculator. Assign every dollar a job—inc...

Personal Finance Planning

Expert Tools

18 specialized calculators

100% Private

Secure & confidential

Instant Results

Real-time calculations

Trusted Worldwide

Used by millions daily

Why Choose Our Personal Finance Planning Calculators?

Our personal finance planning calculator collection offers 18 specialized tools designed for accuracy and ease of use. Each calculator is built using established financial formulas and methodologies from trusted finance sources.

Key Benefits

  • CPA & CFP verified formulas with IRS/Federal Reserve data
  • Instant results with detailed explanations and recommendations
  • 100% private - all calculations done locally in your browser
  • No registration or personal data required

Popular Uses

  • 50/30/20 Budget Calculator | Free Financial Planning Tool - Interactive pie chart visualization of your budget breakdown
  • Budget Calculator: Free Monthly Planner (50/30/20 Rule) - 50/30/20 & Zero-Based Methods
  • Expense Calculator: Budget & Tracker (2025) - [object Object]
  • Financial Planning Calculator: Wealth & Retirement

Whether you’re a homeowner, borrower, saver, investor, or business owner, our personal finance planning calculators provide accurate, reliable tools you can use to make informed finance decisions.

Explore More Finance Calculators

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