Terms of Use
Please read these terms carefully before using our service. Your agreement helps ensure a safe and reliable experience for everyone.
Financial Disclaimer
E Finance Calculator is NOT a substitute for professional financial advice.
Our calculators are educational tools based on established financial formulas and methodologies. Always consult qualified financial professionals for personalized advice. Never make financial decisions solely because of something you have read on this website or calculated using our tools.
Last Updated: January 15, 2025
Effective Date: January 1, 2025
1. Acceptance of Terms
By accessing or using E Finance Calculator ("we," "our," "us," or the "Service") at efinancecalculator.com, you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use our Service.
We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of the Service following any changes constitutes your acceptance of the new Terms.
2. Use of Service
2.1 Permitted Use
You may use our Service for personal, non-commercial purposes to:
- Access and use our finance calculators for educational purposes
- Learn about finance metrics and calculations
- Share calculator results for personal use
2.2 Prohibited Use
You agree NOT to:
- Use the Service for any unlawful purpose or in violation of any laws
- Attempt to gain unauthorized access to our systems
- Scrape, copy, or redistribute our content without permission
- Use our calculators to provide financial advice to others
- Interfere with or disrupt the Service or servers
- Impersonate any person or entity
3. Financial Disclaimer
IMPORTANT: Not Financial Advice
The information provided by E Finance Calculator is for educational and informational purposes only. It is not intended to be a substitute for professional financial advice. Always seek the advice of a qualified financial professional with any questions you may have regarding your personal finances.
We make no representations or warranties about the accuracy, reliability, completeness, or timeliness of information provided by our calculators. Any reliance you place on such information is strictly at your own risk.
4. Intellectual Property
All content on EFinanceCalculator, including but not limited to text, graphics, logos, images, calculator tools, and software, is the property of EFinanceCalculator or its content suppliers and is protected by international copyright laws.
You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Service without our prior written consent.
5. User Responsibilities
When using our Service, you are responsible for:
- Ensuring the accuracy of any information you input
- Using calculator results appropriately and responsibly
- Consulting qualified professionals for personal financial decisions
6. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL E FINANCE CALCULATOR BE LIABLE FOR ANY DAMAGES RESULTING FROM:
- Your use or inability to use the Service
- Any unauthorized access to or use of our servers
- Any bugs, viruses, or similar issues transmitted through the Service
- Any errors or omissions in any content
- Any finance-related decisions made based on calculator results
7. Termination
We reserve the right to terminate or suspend access to our Service immediately, without prior notice, for any reason whatsoever, including without limitation if you breach the Terms.
8. Governing Law
These Terms shall be governed and construed in accordance with the laws of Croatia and the European Union.
9. Contact Information
Email:legal@efinancecalculator.com
Contact Form:efinancecalculator.com/contact/
Your Agreement
By using E Finance Calculator, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy. If you are using the Service on behalf of an organization, you agree to these Terms on behalf of that organization.